A credit union has become the first financial services provider in Wales to receive a five-star accreditation by the Fairbanking Foundation for its personal loans. Cardiff and Vale Credit Union was awarded the quality mark at the House of Commons in recognition of their ethical loan practices. The Fairbanking mark encourages banks to improve the financial well-being of their customers. The accreditation process includes an independent review of products and procedures, and independent research with the finance provider’s customers. With…